Why Americans Swear By Used Car Parts

One thing that all Americans have in common is the love for their vehicles. Even back when cars first came out into the light in 1885, Americans were going crazy for their new form of transportation along with how the motor worked, the different styles they could choose from, and just simply how the car sounded starting up for the very first time. In today’s society, almost everything revolves around transportation. Fortunately for our car-loving American citizens, the love for cars has taught them how to properly care for every part in the vehicle. From the type of gas put into it, yearly inspections, and proper maintenance, every car owner knows what it takes to keep their vehicle up and running with just a little love and knowledge of automotive science.

Breakdown Problems

Due to the high need for transportation, when a vehicle breaks down it becomes a very large problem. When someone’s car is out of commission, it means no work, no grocery store trips, and no rides during emergency situations. In order to avoid this happening, it is always ideal to find used auto parts in case this incident was to occur. By knowing where to find a used car parts company, a car owner can contact them directly as soon as a part becomes broken and the problem can be resolved almost instantly.

Tips For Searching For The Best Used Car Parts

As there are many used car part stores in larger cities, it is important to shop around and find the most suitable pricing for what you are looking for. Even if there is a particular store that is easy to access, sometimes it is financially easier to skip a few towns over to save money on the parts needed to get a vehicle up and running properly. Another important aspect to consider when shopping for used parts is how old the item really is and what they are asking as far as price goes. No one wants to spend a bunch of money on a part that will not make it through the week.

Benefits of Purchasing Used Car Parts

  • Availability. When purchasing new car parts, there is a higher chance of the parts store not having the correct part compared to success rate of finding the correct one in a used parts store.
  • Price. The most obvious benefit to shopping for used car parts is the price. No one can go wrong purchasing the same part for half the price with just a little wear and tear.
  • Refurbished items. Almost all used car part stores offer refurbished parts which means the part was restored for optimal use. These are almost always the better option as buying just a used part can leave you wondering how long it will actually last.
  • Shopping online. Today, car owners have the luxury of purchasing their used car parts online and they are delivered right to their front door.

There is no better feeling in the world for an American than when a used car part is installed into their vehicle and it fires up perfectly. Sometimes used parts can be hard to find. You might have to go to a few companies before you find what you need.  When you do get your part and it runs correctly, it is the best luck someone could have. Once a vehicle is running after a used part is installed, it is always important to take it for a few test runs to make sure it doesn’t break or cause any problems in another area of the vehicle. Once the car is deemed as safe, there are no more missed shifts at work or worries of not being able to make it to the store for food for the family. Even though everyone wants new products and parts for their vehicle, sometimes it cannot always be done and used car parts will have to become a part of their lives. Once they are purchased for the first time, all the benefits from used parts will keep them coming back for more.

Discover the benefits of accurate technical translation

As we all know, certain terminology can be tough to understand even if you are a native speaker of the language in question, and that is why accurate technical translation is immensely important. If we want to fully grasp the concepts and the meaning of the text, we need to have access to reliable and accurate translation, and this axiom is relevant to any area of human activity. In other words, accurate technical and engineering translation services are vital when it comes to having a clear and informative content on hand, and without certified translators – this job would be impossible to complete.

– The basics of technical translation

Specific terminology related to a certain field can be hard to understand and fully comprehend, and technical translation allows us to have access to fluent and easy-to-read content. What this means is that all sorts of texts can be translated into a different language without losing any precious information. Of course, translation, by definition, is a demanding and challenging profession, and certain compromises always have to be made when we want to adapt a text to an entirely foreign language and vocabulary.

Technical translation predominantly focuses on documents and texts which are used in industrial production, i.e. in connection with different products and services. For instance, warning labels and specifications need to be translated into various languages, and the same rule applies to health and safety manuals. Similarly, all sorts of training materials, such as brochures and handbooks, are often translated into several most used languages, and this allows students and beginners to easily understand their tasks and responsibilities.

– The importance of accurate translation

Misleading translations can have dire consequences, and that is why accuracy and expertise are crucial when translating technical documentation. In other words, mistranslated texts can be the cause of many problems, and they can result in numerous lawsuits, penalties, and similar occurrences. Not to mention the fact that people can get severely injured if the translated texts contain wrong and misleading information. When it comes to saving fuel and obtaining a good fuel economy, accurate technical translation can also play a significant part in the overall process, and that is why all major companies pay a lot of attention to this element of their operations.

– How translation can affect our fuel saving habits

As we already said, an easily comprehensible material is paramount to staying with the text till the end and understanding the points that were stated within the document in question. Fuel saving is an activity which can benefit several parties, i.e. you as a driver can save money on gas, and at the same time – you will reduce the emission of carbon-dioxide. Those compelling reasons are more than sufficient for paying attention to our fuel consumption, and technical translation can facilitate this process and make us learn new things in an easy and convenient manner.

For example, specialist knowledge of the translators can help us grasp the basics behind many fuel saving tips, simply because some of those tips are using specific terminology and phrases. One example of this situation is the advice of keeping RPMs at an optimum level, and without accurate technical translation – many people would fail to understand the point of the text. Lots of other tips are using technical terminology, and it is essential that they are explained in a conversational and easy-to-understand language. For instance, the need for turning the A/C off as much as possible, or to avoid idling of the engine are just some of the tips which require accurate translation.

Day Trading Chat Rooms

If you plan on doing any day trading, you will want to find a couple of good chat rooms to visit daily. You will want one that appeals to you, is casual but yet informative. If you are new to day trading, you will want to feel comfortable asking questions but you will also want posters to be experienced enough to give you solid advice. Here is a list of 3 of the best chat rooms for day traders that meet 3 very different day trader needs:

Warrior Trading

Arguably, the best chat room out there for day traders. Warrior Trading hits all the right buttons. It is friendly enough for newcomers to day trading but has some of the best, most experienced day traders on the planet as frequent posters. In addition to the abundance information that can be learned from the chat room when you sign up for Warrior Trading’s chat room you also get 5-10 day trade alerts per day; 3-5 swing trade alerts per week, a daily hot stock watch list; and text, email and chat room alerts. You can find their chat room here: https://www.warriortrading.com/day-trading-chat-room/.

Huffington Post

Okay, this is not to a chat room to get day trading information exactly, you should get that at Warrior Trading, but the Huffington Post chat room is a great news based chat room. You will pick up a lot of news stories here before they hit your television screen or newspaper. This is a great place to get a jump on the news stories for the day. All day traders know that information is the key to making money day trading. Here is the link to the Huffington Post news chat room: http://www.huffingtonpost.com/news/chat-rooms/.

Healthy Living

Now that you have your trading information chat room and your news source chat room you need to remember that your day trading results will suffer if you do not take care of your mind and body. So many day traders fall into the habit of spending their days and nights staring at nothing but computer screens and spreadsheets. This leads to burnout and mental fatigue. You need your body and your mind in the best shape possible if you want to be in the best shape to make money day trading. The Healthy Living chat room is a friendly reminder to take time every day to care for yourself, your mind, and your body. Your bottom line will thank you for it. Here is the link to the Healthy Living chat room: http://healthyliving894.com/2016/04/13/chat-room/.

What chat rooms are your favorite? We’d love to hear about where you find inspiration and information. Please share your favorites in the comments section below.

Five Ways for Parents to Save on Tutoring

Now that it’s a couple months into the academic year, you’re probably starting to notice your child’s strengths and weaknesses in school, as far as grades go. Maybe they’re acing language arts and struggling in math. Maybe foreign language classes are causing some headache and they could use some help keeping up with the rest of the class. Regardless of which class your child needs help in, there is a solution: tutoring.

Unfortunately, tutoring can be very pricy, with some experienced tutors charging in upwards of $20-30 per hour, depending on their educational background and whether or not they work for an established tutoring company. If you want to help your child improve their academic record without breaking the bank in the process, the following five alternatives to overpriced tutoring services might alleviate some of the financial burden:

Volunteer Organizations

Many high schools require a certain number of volunteering hours as a prerequisite for graduation and, given the relative lack of on-the-job skills high schoolers have, many gravitate towards tutoring or coaching younger students. As a parent, contact a high school or other volunteer organizations in your area such as YMCA or perhaps your local church has educators or students willing to donate a little of their time to help a fellow student. Although this is unpaid help, it’s generally recommended that you buy a little gift or something for the tutor when your child no longer requires the assistance of one.

Hire a Student

If there aren’t any volunteers, then hiring a student is the next best thing. Not only are they already immersed in an academic environment—and the ones offering tutoring services tend to be at the top of their class—but they won’t charge you an arm and a leg for elite tutoring services like a full-service tutoring center would. The unemployment rate is quite high among those in high school (even college students aren’t doing so great, employment-wise), so many would be grateful to have some source of regular income. Many students set their own rates (generally a little above minimum wage or even as high as $20+ per hour, depending on the demand for tutors in their specialty), and although they’re not high school or college grads yet, independent student-tutors are fantastic alternatives to paying exorbitant prices for tutoring elsewhere.

**Note: be sure to check their qualifications thoroughly prior to hiring (maybe even ask your child’s teachers or fellow parents for recommendations).

Online Tutoring

Online tutoring services, whether they’re conducted over email, chat, or live video chat, are becoming increasingly popular in this digital age. Thanks to today’s technologies, even students in rural areas can get top-notch help from tutors and the wide variety of tutors available all over the world means you can do a little price-comparing before selecting a tutor that’s right for your child’s needs. You can also search for online course coupons through sites like Coupon Sherpa, offering savings to Rosetta Stone, Shaw Academy and more. This is especially great for foreign language students who want a tutor whose native language is the one they’re learning.

Local Offers/Coupons

If hiring an online tutor isn’t right for you or your child’s needs, then check around for local coupons and coupon codes to see if tutoring centers or private tutors have any specials or coupons for first-time customers.

Request a Discount

If you can’t find coupons readily available, you could always just ask. The worst they can say is no, but many places are willing to offer group discounts for multiple students utilizing their tutoring services. Others offer package deals (e.g., sign up for three months and get the fourth month free). The problem with signing up for several months is that you don’t know how long your child will need help in the subject they’re having trouble with, so as a general rule, avoid signing up for several months of tutoring in advance.

Obtaining an Offshore Bank Account

Have you ever thought about getting an offshore bank account? If not, allow me to give you some reasons why they are an important financial tool for your portfolio. I also want to provide some insight into how you go about obtaining an offshore online banking account.

Diversification is typically thought of as having a mix of stocks, bonds, and mutual funds within an investment portfolio. However, diversification can be a lot more than that. Having part of your wealth outside of your home country allows you to avoid the risk of a government freezing all of your assets, or the effects of currency fluctuation throughout the year.  Also, there are jurisdictions with low taxes that may be available to you. Next, you have to consider that some countries have more stable, or even thriving, economies than others.

It used to be that you need to show up in person to apply for an out-of-state bank account, let alone an international bank account, but these days you can visit a local branch of an international bank and get it done from there. While there are quite a few documentation requirements, it’s virtually pain free, and the account can be fully managed online from the comfort of your own home.

The globalization of large corporations has actually contributed quite a bit to the popularity of offshore bank accounts. Expats that are transferred to foreign countries for work like the ability of having a bank account in both their home country as well as the one they reside in for work. The assignments are usually temporary but the bank accounts stay open long past their departure from the foreign country.

Beware that the minimum balances for these types of accounts tends to be higher than that of domestic accounts. Also, there can tend to be varying fees depending on the services utilized with these accounts.

Hopefully you can see the benefits of holding an offshore bank account, and give some thought to diversifying and obtaining one of your own.

How to Choose the Right Gas Credit Card

One of the biggest expenses for most working adults is the cost of gas for their cars. With gas at a national average of $3.60 most people are looking for any way possible to save a few bucks when they fill up. With that in mind we put together a blog about some of the best gas credit cards that are available today, a bit about how they work and some advice about which ones to use. Enjoy.

First, having the correct gas rewards credit card can definitely decrease your gasoline costs. There are basically two types; cards that are tied to a particular gas station only  and cards that give you cash back, points or rebates no matter which gas station you decide to use. Unless you are going to exclusively use a specific station and never any other kind, the latter is definitely the best.

Cash-back cards, the kind that give you a specific percentage of your total back every time you get your monthly statement, are the most straightforward and usually offer the most value. Whatever card you choose however, focusing on getting the card that gives you the best rewards for your lifestyle is most important.

One of the most essential things to consider before getting any gas rewards card is that you should have at least above-average credit and have the financial means to pay off your bill in full at the end of every single month. If you don’t, a gas card that comes with no annual fee or a 0% interest offer might actually be better for you.

The card that you pick depends on your personal preference more than any other factor since most of them will offer rewards that are relatively attractive. For example, a Costco gas reward card (True Earnings Card) offers a combination of convenience and value if you are already a Costco shopper while the Blue Cash Preferred Card from American Express might be more preferable to you if you want a card that not only gives you rewards for gas but also on other everyday purchases. If you’re simply looking for gas rewards and nothing else the PenFed Card (Pentagon Federal Credit Union) is probably your best choice.

For a lot of people the idea of using a credit card for only one specific type of expense might not seem financially astute but, if you use the “island approach” strategy, you’ll find that it actually does make sense. The idea behind this approach is that you get the best possible collection of terms and rewards by using different cards for specific different expenses as if they are individual “islands”. This might entail, for example, using one card for gas, another for airline miles and a 0% credit card to save on interest for other purchases. If you’re the type of person that values simplicity in their financial plans the “island approach” is probably not for you but, if you can handle a little bit of extra paperwork, it will definitely help you to get better rewards, better rates and save more money than using a single card to purchase everything.

No matter which approach you take, using an app on your smart phone like “Gas Buddy” to find the lowest gas prices in your city or town is a must. Knowing which of the supermarket chains in your town have partnerships with gas stations to offer rewards is also key and can help you save money on both gas and groceries.

The fact is that the cost of the gallon of gas isn’t going to go down anytime soon and, more than likely, will rise (and rise, and rise). If you drive a lot you definitely should take the time to research all of the available cash rewards credit cards that are out there on the market, compare what their rewards, interest and other rates are and pick the one that seems best to you. It won’t do anything to lower the cost per gallon but, if used correctly, it will help you to save money overall on gasoline.

If You Link to it, They Will Come #1

Hello All, this week I want to highlight some especially well written blog posts, and some generous people linked to my blog.  You will find below a list of blog carnivals that my blog was included in.


This weeks post by The Blue Collar Workman was especially inspiring, as I have a relative myself who has gone through a similar experience.

Ive written about the benefits of discounted gift cards for awhile, but the Might Bargain Hunter really hits it home with this post.

Thinking about trying out a new investment…check out this post by Reaching Financial Independence.


Carnival of MoneyPros hosted by Rather Be Shopping
Yakezie Carnival hosted by Frugal Rules
Finance Carnival For Young Adults hosted by Mom And Dad Money
Festival of Frugality hosted by Start Freelancing Now

Saving on Fuel

As summer approaches and gas prices climb you may be considering ditching your car for your bicycle but we all know that there are some things that the bike just can’t do like getting you to your early morning meeting in the rain and still looking like the professional you are. It can’t store your groceries two car seats and pick your mom up at the airport. So even if you choose to drive less there are still times when driving really is the only option. In those cases you want to do all you can to make sure you are using your gas as effectively and efficiently as possible.

Make sure you are giving your care the love and attention it needs. A car with a well turned engine burns less fuel. Take it to get its regular scheduled turn ups and not only your car will think you but your wallet as well. Tire care is also important in protecting your gas mileage. Keeping your tire pressure at the correct level and also getting your tires rotated and aligned will help increase the fuel efficiency of your vehicle. Check your gas cap each time you fill up. If the cap doesn’t fit tightly you may be losing gas to evaporation.

Does your trunk still contain the ice chest you dragged to the beach last summer and the workout weights you bought at that garage sale last month? Well it’s time to clean it out. Extra weight in your vehicle can have a significant effect on the cars fuel performance. If you have extra items just laying around in your car or in the trunk that aren’t needed then make sure you get them out as soon as possible this will help you to stretch that tank of gas just a little further.

Tips for Switching Your Car Insurance Provider in 2013

Whether you’re a motorist in the US or an expat in the UAE, you need car insurance. It’s the law.

Many consumers, though, simply renew their insurance policy with the same provider once they’ve taken it out.

That’s because it’s easier. However, it’s smarter to shop around for a new provider. Switching to a new provider can save you money. You’ll find that in certain circumstances, the rates between providers vary a lot. The savings come to those who wait, or in this case who shop around.

Here are some of the reasons you may change your insurance provider.

  • An increase in the insurance premium
  • Marriage
  • Divorce
  • The addition of a new, younger driver to the policy
  • Buying a new car or planning to buy a new car.

How do you shop around for insurance?

Providing information at your fingertips, the Internet is an easy way to find out more about insurance. Visit comparison websites to find out the best insurance deals.

Contact various providers for the best quote. Go to their website and check insurance policy terms and conditions for hidden extras.

Alternatively, you can visit one of the insurance provider’s branches and do this in person.

How do you change your provider?

When you’ve decided which provider to take out your insurance policy with, contact them and pay for the policy. Once you’ve done this, contact your existing insurance policy to inform them you wish to cancel the policy — doing things the other way round could land you in trouble with the law. You can contact them by mail, phone or by visiting one of the insurance provider’s business branches.

Normally, you’ll need to sign something to officially confirm that you wish to cancel the policy. Send any forms you need to send by special delivery to ensure they arrive. Whatever you do, don’t let your policy expire without requesting your wish to cancel it. This can incur extra charges, not to mention blemish on your credit history.

How can you lower your premium?

  • Pay a higher deductible — this is the money you must pay before your insurance provider will pay out any expenses. Pay more at the start and you can lower your premium in the long run.
  • Take a refresher course — some insurance providers are willing to offer you a lower premium if, despite being an experienced driver, you take some driving lessons as a refresher.
  • Keep your mileage low — some insurance providers offer discounts if you only make short journeys in your car, such as to work, the supermarket or to pick the kids up, etc.

Whether you own a car in the US or the UAE, it won’t stop life taking turns that may affect your finances. Car owners should shop around in the run-up to their insurance policy’s expiry date, or even before that. Convenient as it is to leave your policy to run with your current provider, the smart choice is to look into options with other insurance providers — and give yourself the option of saving money.

Aplicor Featured on Business Day TV

Aplicor considers itself the next generation cloud software company.  Aplicor has developed a seamless cloud-based business suite that’s main mission is to dramatically improve the way organizations operate.  By listening to the people on the ground level, Aplicor looked at how their jobs and workflow could be made more efficient.  The result is a true cloud CRM and Financial business suite that streamlines your workflows and enables you to evolve to meet different demands.

Business Day with Terry Bradshaw looks at how Aplicor has transformed the CRM and Financial software business, by not only created a great cloud software solution for companies, but also by making it affordable for organizations of all sizes.

Customer Relations Management (CRM)

The first aspect of Aplicor’s success has been to develop a cloud CRM application for business that is fully integrated with all other workflows as well.  The CRM application has full salesforce automation, marketing automation, a project office, and customer support functions, all in a single solution.

Furthermore, the Aplicor CloudSuite dashboard is fully customizable to meet your unique business needs.

Financial Tools

Business Day TV looks at how the financial tools, like ERP, are also streamlined into the same cloud suite for the entire company.  Aplicor was able to integrate CRM capabilities with basic financial services, including general ledger, accounts receivable, accounts payable, order entry, inventory control, job costing, and handling fixed assets.

By integrating both CRM and financial tools, managers can make more informed decisions about what they need to do going forward.

Streamlines Workflow

By developing a single solution, Aplicor calls it the Single Pane of Glass, anyone can view, edit, and take action in one solution.  No more having different software for different parts of the company and no communication.  Everything you need is automatically unified on a single dashboard depending on your business needs.

Plus, the pricing structure and security structure of Aplicor’s suite of programs allows for a streamlined workflow.  They have a base user, a power user, and an administrator.  Each level has more privileges to make sure that they have the tools they need, but companies also only have to pay for what they need, and nothing extra.

Business Day on Social Media

Beyond the basics of financials and CRM, Aplicor takes it to the next level by letting employees on social media and integrating it with the CRM solution.  Business Day television series has previously highlighted the importance of social media in building connections with customers and vendors, and Aplicor understands that.

The Cloud Suite Central gives employees expanded resources to connect with customers and prospects through social media and other internet resources while remaining within your business software.  This improves the control you have over your customers and clients, while letting your sales force connect with them in modern technology how they want to be interacted with.


Beyond the software itself, Aplicor also offers a wide variety of services to go along with its application suite.  First, it offers great technical support to customers.  They are available 24 hours a day, and will provide an effective solution to any customer challenge.  They also empower users to reach out if they need anything, no matter what time.

Furthermore, they offer training for all their products.  Aplicor understands that customers use their products in many different ways.  By having a professional training team offer training solutions, from a general overview to a detailed plan for your specific needs, you can be sure that you teams are equipped with the tools they need to be successful.

Finally, Aplicor has a full professional services team that are available to plan and implement solutions that match your business requirements.  Their professionals have extensive industry experience, and are ready to help your company come up with an efficient and reliable solution.

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