Tips to Get More for Your Gasoline Dollar

Buying gasoline has become quite the costly proposition over the years, and it doesn’t look like it’s getting any simpler any time soon. Because of that, it’s time to re-evaluate your fuel economy and figure out what some of the best ways are to use less gas, and in turn, save some precious money that can be used elsewhere!

 

Do Your Research

In the market for a new car? Do your research on fuel mileage. Many new cars nowadays have picked up on the trend of high gas prices, and there are models from all shapes and sizes to be fairly gas-friendly and fuel-efficient.

 

Figure out not only which style car you may be in the market for, but what might be a good fuel mileage for you to strive for when it comes time to buy. This can save a lot of money, time, and a headache at the pump.

 

Walk

Yeah, walk! Maybe not across town, but re-evaluate all of your trips and figure out exactly what and when you could be walking instead of driving. Heading to the post office a mile away from your home? Walking might be easier, and it will certainly save money on gasoline.

 

Go through all the daily trips you make, and your errand route, and figure out exactly how and where you might do best walking instead of driving your car.

 

Public Transportation

Public transportation can be a big hassle depending on which city you reside in, but if you take the time to figure out bus routes or subway stops, you can come away a winner. In many cities, public transportation has become seamlessly integrated into life, and everybody can gain some value from it.

 

So do research in your city, and figure out exactly where you can use public transportation. Even if it’s only once or twice a month for certain trips, those miles add up, and every time using public transportation is a time not spent on gasoline in your precious automobile.

 

Make Efficient Trips

Re-think how and where you make your trips, and start to plan on doubling up errands and more. Instead of making two trips here and there, or running inefficient errands on opposite sides of town, figure out where you might be able to piggyback these trips, and save some cash on gasoline. It may not be huge, but even a few dollars can make a huge difference!

 

All in all, it’s up to you and you alone to become more fuel-efficient and travel smarter. Gasoline prices will continue to rise. Instead of acting like they surprise you, be proactive and save some money in the process!

 

Easy Ways to Save on Gas Money: Part Three

This is part three in my Easy Ways to Save Gas Money series.  I feel this topic is so important that it deserved an entire series devoted to ways on saving money on gasoline.  If households were to check their monthly and annual cost consumption on gas they might be shocked to see just how much it is costing them.

Here is a simple tip that too few people follow, keep your tires filled up with the appropriate level of air.  Believe it or not this can go a long way to saving you money on gas.  Properly inflated tired actually increase the miles per gallon for a vehicle.  Most newer vehicles even have an electronic system that monitors your tire pressure at all times.

I’ve talked in the past about buying a smaller car, or a hybrid, but what about buying something other than a car altogether.  Motorcycles and mopeds are a very efficient means of transportation.  They have small tanks, tend to be lightweight, and they consume a fraction of the gasoline that cars do.  Of course this only makes sense if you live in a warm weather region, and you ignore the forgone safety with these types of vehicles.

Make sure you drive at a consistent speed.  There is nothing new about this type, though many people often ignore it.  Speeding up and slowing down are gas guzzling no-no’s.  Staying at a steady consistent speed with help you maximize the miles per gallon that your vehicle can achieve.  That means that you shouldn’t be tailgating the car in front on you which will only lead to constant braking and speeding up.  Likewise, you needn’t worry about others tailgating you either, let them just pass you by, meanwhile you can maintain your slow and steady speed.

Easy Ways to Save on Gas Money: Part Two

As promised in my previous article I’m back with some more gas saving tips to help you save money!  To me this is a more important topic than most since a majority of us spend a ton of money gasing up our vehicles each and every day.  Just consider that wars are started over oil, gas prices affect the tourism industry, and they especially effect the types of vehicles people purchase.  Think about how quickly the residual values dropped on SUV’s and how important small car manufacturing became after the economic crash in 2009.  So read below for additional ways to save on gas money.

Car maintenance may be one of the most important factors in achieving maximum miles per gallon for your vehicle.  It’s quite simple, keep up with your oil changes, tire rotation, and routine annual maintenance and you will be surprised at how much better and more efficiently your car will drive.  Also, if you live in a cold weather state you need to make sure you winterize your car each year as well.

Discounted gift cards! Yep, that’s what I said, discounted gift cards area a great idea for saving money on gasoline.  I have touted this idea for savings on Christmas shopping in the past, but it actually works quite well for saving on gas as well.  If you go on one of those discount gift card sites you can purchase a discounted card at a fraction of the full price.  Even if you save 5% – 10% off a $100 gift card, that amount can really add up over a year, and unlike most other gift cards, you are guaranteed to get your use out of these.

Eco-friendly vehicles are great, but sometimes a smaller car is just better! If don’t have a large family to cart around then buying a smaller car can not only be less expensive, but the gas to fill them up will cost less as well.  Smaller fuel efficient vehicles can produce huge savings when you tally it up over a year.  The Big 3 have made huge strides over the past three years when it comes to small fuel efficient vehicles, so now you don’t have to compromise style or safety either.

How to Drastically Reduce Fuel Costs

With gas prices being what they are and the economy in such a downturn one of the main things folks are seeking is ways in which to save on their fuel costs.  While there is not much anyone can do about the cost of gas there are a number of ways in which people can drastically reduce the amount of money they are paying for their fuel.  We will be discussing a number of them in this article.

This first one is pretty much a no-brainer but nonetheless has to be said.  You must be vigilant in the maintenance of your automobile.  We know that sounds like common sense, but unfortunately a good deal of people never do the simple things that will drastically improve the mileage their car is capable of achieving.  And two of them are drop dead easy to do.

First is to make sure your tires are properly inflated.  Studies have shown that over 60 percent of the cars on the road are riding on underinflated tires.  A simple tire gauge that you can purchase for under 10 dollars along with a bi-weekly check of your tires should take care of that.  One tip though; always check your tires when the car has stopped moving for at least three hours.  Otherwise you will end up with an inaccurate reading.

Next up is your oil changes.  Cars need to have their oil changed anywhere from every 3000 to 7500 miles, depending on your make and model.  A simple check of your Owner’s Manual will tell you the guidelines for your particular vehicle.  And in the event you don’t have the manual, no worry; the vehicle maker’s website will provide you with that information.

Other ways to conserve fuel involve your driving habits.  We know it’s not always possible but if you can keep sudden starts and stops to a minimum you will save gas.  And never rev up your engine; this is a real fuel eater.  When you’re on the freeway try avoid going over the posted speed limit even though everyone else seems to be doing it. 

Also, plan your daily routine so that you will be able to do everything you need done in the shortest time and distance possible.  If you can connect the driving dots so you are getting from here to there and back in a smooth sequence, you will find that you are saving a whole lot of money on gas.  Follow the tips listed in this article and you will be amazed at how much less you are spending on fuel.

Why Do Expats Need an International Bank Account

If you aren’t familiar with the term expatriate (expat) this is a person who is essentially transplanted from their home country to work in a foreign country.  My employer often moves people around as they international experience is vital to building upper management ready employees.  This is something I’ve longed thought about as this is a potential reality for me somewhere in my career.  While most companies have a well equipped human resources department that give you the answer to most questions you would before becoming an expat, it doesn’t hurt to consider some possibilities on your own as well.

You are getting transferred to another country, what school will your children attend?  Will they be immersed in a non-English speaking school?  These are important questions you will need to ask yourself, as the educational system can vary quite a bit country by country.  While it’s important to take the necessary steps to further your career you want to make sure that your children will receive the same quality education that they would have if you stayed put.

You can move knowing you have the safety and security of a new job, but what about your significant other?  My wife is an english speaking school teacher, so she might find it especially difficult to secure a job in a foreign country.  Even if you don’t need the money it is still important to talk these things out with your spouse.  They may not be happy as a stay at home husband/wife/mother/father.

Sure you have the whole banking and finance thing down here at home!  However, how will you bank when you are being paid in a foreign country?  International bank accounts help with moving money abroad as you may be paid in that countries local currency, and then wish to eventually transfer that money to your home account in USD currency.  Likewise, if you wish to lower fees and currency related transactions, having a bank account in your host country can allow you to easily withdraw your funds for needed expenditures.

Increasing Fuel Economy, How to Save on Gas

One of the most expensive devices to keep and operate is sitting in your driveway.  Yes, it’s your car and it’s costing you a bundle. Soaring gas prices, maintenance and tolls can eat up money like a termite eats wood, but there are a number of things that you can do to keep your car from driving you broke.

First there are a number of apps that will help you find the best price at the pump.  GasBuddy, for example, will show you the prices on all the pumps around your home town as reported by your neighbors. It is also best to fill up in the morning when gas is cold as hasn’t expanded.  Less expanded, more in your trunk. Up to 2% more actually, which on a full tank can equal a couple of bucks each time.

Keeping your car properly maintained can lower your cost at the pump significantly also.  Making sure the tire pressure is correct, for example, is very easy to do and can save you 2 to 3 %. Getting the oil changed regularly is also important not only for gas mileage but to reduce the risk of wear that causes the need for repair. One thing that most people overlook is the trunk, meaning that if it’s full of junk it can weigh the car down and cause higher gas consumption.

Aggressive driving and speeding can really suck up a lot of extra gas.  It’s been found that for every 5 miles an hour over 60 mph you actually end up paying about .29 cents per gallon more, which is very significant.  Using cruise control is a great idea if you’re on the highway and can save quite a bit of gas over speeding and slowing constantly. One of the worst offenders is idling your car to ‘warm it up’ which for most cars is absolutely unnecessary and wastes ¼ gallon of fuel every 15 minutes.

Finally, carpooling is an excellent way to save on gas and maintenance, as well as taking the train and bus when possible. If you do all of these things you could save up to 10% on gasoline which, over a year’s time, could be a very significant savings.

Can Debt Cause Health Issues?

According to the Federal Reserve, even in the slow economy, Americans are getting deeper into debt. Revolving credit card debt has gone up in the recent years, as well as the average car loan and mortgage amounts. Based on the Census Bureau data, the median household income in 2011 was $49,446, the lowest since 1996. Consumers are feeling more stressed, as their paychecks decrease and the costs of living rise.Â

Stressing about money can cause a wide variety of health concerns, including insomnia, anxiety and depression, digestive tract problems, heart attacks and even cancer. Doctors believe that debt is the main cause of stress and stress-related health problems today. Consumers worry about the increasing costs of food and gas, their jobs, and how the financial instability may affect their families.Â

Some people are managing their finances well, while many others are taking on more debt. A job loss or a pay cut make a big negative impact on the levels of stress of an average consumer. Stress causes the body to produce hormones, adrenalin and cortisol. Continuous stress results in elevated levels of these hormones, which cause a chemical imbalance in the body and result in many health issues. As a result, he may experience insomnia, anxiety, migraine headaches, muscle tension, decreased immunity resulting in recurring or chronic colds or a run-down feeling. Medical research shows that people who suffer from debt-related stress are more likely to be diagnosed with ulcers and digestive tract problems, high blood pressure, severe depression and heart conditions. High levels of stress almost double their chances of heart attacks.Â

A person can address his health concerns when they arise, or he can get to the root of it, the stress about money. A medical professional can help cope with stress by prescribing a medication. Non-traditional doctors suggest acupuncture and massage for stress relief. Another approach is to address the debt problem. The consumer can take steps to pay off his debts by making adjustments to his lifestyle, budgeting, and cutting some expenses. Paying off debt, especially if the amount is rather high, can take time. As the debt amount goes down, the stress levels will decrease and take away many of the health issues.Â

 

NBC News: Debt stress causing health problems, poll finds. http://www.msnbc.msn.com/id/25060719/ns/health-mental_health/t/debt-stress-causing-health-problems-poll-finds/#.UAhNazGe5cg

USA Today: Typical U.S. family got poorer during the past 10 years. http://www.usatoday.com/news/nation/story/2011-09-13/census-household-income/50383882/1

 

How to Save in this Tough Economy

A lot of people often get depressed or try to kill themselves if their money problems are too big. Don’t allow yourself to be in that situation! Start making efforts to save your money and to make the best choices when it comes to your finances. Continue to read to find out how to improve your finances.

If you buy your protein sources in bulk, you can save hundreds over the course of a year. As long as nothing is going to go to waste, it is always more economical to purchase products in bulk. Save time by cooking meals in a single day using this meat that last a week.

If you want to save money when eating in foreign countries, you can try eating like a local. Any restaurants that are located in, or near, your hotel are priced higher to capture the tourist market, so look for food places that are away from these areas. This is a great way to find authentic food at a budget-friendly price.

Follow your credit rating. There are ways that you can check your credit report for free. You should do this every six months to check your report for unauthorized changes or evidence of identity theft.

Regardless of any bad situations, you should not risk your retirement funds to escape trouble. You have many choices that can help you balance out your finances. If you mess with your future savings, you will be sorry later on.

The number one way to deal with debt is to not accrue any to begin with. Take a step back and think before making purchases on your credit card. Try to figure out how much time it will be to pay in full. If you cannot pay a charge off within a month, it is probably something you should avoid.

Setting a firm, ambitious goal for your future spending can help motivate you to take care of your financial situation in the present. Sticking to a set of objectives is a great way to stay on track and remain within your budget.

You should not make the same mistakes again. If you have spent a while fixing debt with credit cards, use the memory of that time as encouragement to not fall into that trap again. If you have spent years making less than you are worth, use that lesson to negotiate harder on your next job. Take the time to learn about finances, and you will be rewarded for your efforts. Look at your past and see where you have went wrong. It will better prepare you for the future and keep you from repeating your mistakes.

Figure out a budget and adhere to it. You might think your expenses don’t exceed your income, but chances are you are wrong. Make sure you write down every penny you spend. Review the entire log when the month draws to a close. That way, it will be obvious where spending cuts should be made.

Making regular deposits to a savings account is important for your financial stability. If you do this, you won’t need a loan in an emergency, and you will be able to handle any crisis that occurs. Save as much money as you can, even if it’s not that much every month.

You should be feeling happier and more confident now that you have some ideas about how to fix your financial situation. You likely have some good ideas about the steps that need to be taken to improve your financial situation. Now that you have a little more hope about your future, make sure someone in need of help also reads this article.

Are Auto Companies Caught in a Catch 22?

English: Description. This photo is of a grey ...

English: Description. This photo is of a grey 2006 Toyota RAV4 with a 4-cylinder, 2.4-liter engine and 4-wheel drive. It is classified as a small sport-utility vehicle. (Photo credit: Wikipedia)

For most of the 2000’s we saw SUV’s become the bread and butter of the American auto industry.  Even Nissan, Toyota, and luxury automakers began to come out with models of their own.  Then the unthinkable happened as gas prices not only skyrocketed, but they soared above $4 a gallon and then trickled on above $5 a gallon.  Admittedly, I didn’t think the $5 a gallon would be reached anytime soon, and it seems I was wrong.  Not only were the automakers suffering from irreparable legacy costs, but their bread and butter revenue was suffering at the hands of OPEC!

Fast forward several years later and we find ourselves with a slew of smaller and more fuel efficient vehicles.  Ahem, I still drive any SUV but that is not the point.  The new complaints are neither few, nor are they far between when it comes to these new and “improved” vehicles.  The Chevy Volt is being attacked for it’s lack of appeal to the road warrior, since it’s roundtrip battery life is less than ideal.  Hybrid cars are often cost more to make, and those costs are then passed on to the consumer.  Really teeny tiny cars like the Versa are much less expensive to make, since obviously they have a lot less material going into them.  Unfortunately we then have to deal with noisier and bumpier rides, less leg room (and just about every other kinda room you can think of), and a decrease in safety based on sheer size of the vehicle alone.

OEM’s are suffering from the damned if you do, damned if you don’t syndrome right now.  Could it be that with lowering gas prices, and the American OEM’s regaining their footing, that we may start experiencing a rebirth of the SUV market?  In fact, we may even begin to see more fuel efficient SUV’s with more affordable price tags!

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How to Make a Budget and Save More Money!

I know things have been quiet on Daily Fuel Economy Tip lately, and I apologize. That being said, I have a legit reason – I’m now a published author!

Over the past month, I’ve been working to get my ebook How to Make a Budget: Simple Budget Techniques and Ways to Save Money up on the Amazon Kindle platform. As of this morning, it is up and running, which I’m super pumped about! In fact, I’ve already made a few sales – that I know of – and have gotten three likes. No reviews yet, but hopefully soon enough.

Anyway, I would be absolutely thrilled if you headed over to Amazon and checked out the book – at the very least, clicking the like button up by the “write a review” link.

Thank you for your patience with Daily Fuel Economy Tip. I hope you enjoy How to Make a Budget: Simple Budget Techniques and Ways to Save Money so much that you forget all about the fact Daily Fuel Economy Tip has been dormant for the past month!

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